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	<title>morethanmoney</title>
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	<link>http://morethanmoney.co.za</link>
	<description>money forum, money question, money blog, personal finance, unit trust, retirement savings</description>
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		<title>The Return &#8211; chapter 12</title>
		<link>http://morethanmoney.co.za/the-return-chapter-12/</link>
		<comments>http://morethanmoney.co.za/the-return-chapter-12/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 12:49:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Learning]]></category>
		<category><![CDATA[Self-employment]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Barrydale]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[The Return]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=505</guid>
		<description><![CDATA[
Robbie cannot forget that look of vulnerability and bewilderment. It is one he has never before seen on Chereen’s face. He can hardly wait for the waiters to clear the table so he can settle the bill and go searching for her. But what is he going to say? From where she was standing, it [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Return &#8211; chapter 11</title>
		<link>http://morethanmoney.co.za/the-return-chapter-11/</link>
		<comments>http://morethanmoney.co.za/the-return-chapter-11/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 13:06:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Learning]]></category>
		<category><![CDATA[Self-employment]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Barrydale]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[snake symbolism]]></category>
		<category><![CDATA[The Return]]></category>
		<category><![CDATA[turnover tax]]></category>
		<category><![CDATA[VAT]]></category>
		<category><![CDATA[yoga]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=500</guid>
		<description><![CDATA[
At Saturday’s auction, most of the liquidated gym’s equipment is in a good enough condition for Robbie to bid on everything, and between him and Bob, they load their loot on the back of their bakkies and head back to Barrydale. There is nothing stopping Robbie now from opening his new space on 1 February. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Return &#8211; chapter 10</title>
		<link>http://morethanmoney.co.za/the-return-chapter-10/</link>
		<comments>http://morethanmoney.co.za/the-return-chapter-10/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 09:29:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Learning]]></category>
		<category><![CDATA[Self-employment]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Barrydale]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[The Return]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=496</guid>
		<description><![CDATA[Tertius Steenkamp carries the posture of one who is always battle-ready. Years ago he was charged for the assault of one of his farm workers, but the case was eventually thrown out when none of the witnesses appeared in court to testify. He is pacing George’s office, torso pulled upwards and forearms flexed, when Robbie arrives.]]></description>
		<wfw:commentRss>http://morethanmoney.co.za/the-return-chapter-10/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Return &#8211; chapter 9</title>
		<link>http://morethanmoney.co.za/the-return-chapter-9/</link>
		<comments>http://morethanmoney.co.za/the-return-chapter-9/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 14:04:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Learning]]></category>
		<category><![CDATA[Self-employment]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Barrydale]]></category>
		<category><![CDATA[staff issues]]></category>
		<category><![CDATA[The Return]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=492</guid>
		<description><![CDATA[It is Sarah, the pretty, blonde Life Orientation teacher at Barrydale High, who refers André to Robbie for an interview. André has just turned 18 and is supposed to finish school this year, but he has other plans. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Return &#8211; chapter 8</title>
		<link>http://morethanmoney.co.za/the-return-chapter-8/</link>
		<comments>http://morethanmoney.co.za/the-return-chapter-8/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 14:04:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Learning]]></category>
		<category><![CDATA[Self-employment]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Barrydale]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[The Return]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=483</guid>
		<description><![CDATA[Ben is even more enthusiastic about the old hotel spa area being transformed into a gym and they reach an agreement almost effortlessly: Robbie can rent the space six days a week, as well as the chapel for a few classes during the week, for R2 000 a month, as long as the hotel guests may use the facilities for free.]]></description>
		<wfw:commentRss>http://morethanmoney.co.za/the-return-chapter-8/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Return &#8211; chapter 7</title>
		<link>http://morethanmoney.co.za/the-return-chapter-7/</link>
		<comments>http://morethanmoney.co.za/the-return-chapter-7/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 10:00:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Learning]]></category>
		<category><![CDATA[Self-employment]]></category>
		<category><![CDATA[business]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=472</guid>
		<description><![CDATA[What Robbie has always thought of as hell, turns out to be just another place where people crack a joke, exchange news, get frustrated, take a coffee break and then face their routine again. He has survived his first week in an office. He would not go so far as to say that he’s enjoying it, though. Fortunately, it’s only a six-month contract.]]></description>
		<wfw:commentRss>http://morethanmoney.co.za/the-return-chapter-7/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Return &#8211; chapter 6</title>
		<link>http://morethanmoney.co.za/the-return-chapter-6/</link>
		<comments>http://morethanmoney.co.za/the-return-chapter-6/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 10:41:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Learning]]></category>
		<category><![CDATA[Self-employment]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Barrydale]]></category>
		<category><![CDATA[Ponzi schemes]]></category>
		<category><![CDATA[swindlers]]></category>
		<category><![CDATA[The Return]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=466</guid>
		<description><![CDATA[<p>
“I guess Fanus has also contacted you about our investment money?”</p>
<p>
From the look on Else’s face, Robbie can see that it’s not good news. “No. What about our investment money?”</p>
<p>
“Oh no, don’t tell me you haven’t heard yet. He probably phoned your Cape Town number and sent the letter to your….”</p>
<p>“Heard what?”</p>]]></description>
		<wfw:commentRss>http://morethanmoney.co.za/the-return-chapter-6/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Complete your provisional tax form like a pro</title>
		<link>http://morethanmoney.co.za/provisional-tax-tool-for-2010-now-here/</link>
		<comments>http://morethanmoney.co.za/provisional-tax-tool-for-2010-now-here/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 10:43:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money matters]]></category>
		<category><![CDATA[capital gains]]></category>
		<category><![CDATA[provisional tax]]></category>
		<category><![CDATA[SARS]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=455</guid>
		<description><![CDATA[South Africans registered as provisional taxpayers need to make their second payment for this tax year no later than 26 February 2010. MoreThanMoney has created a spreadsheet to help you calculate which figures to <a href="http://morethanmoney.co.za/tools">fill in on your provisional tax form (IRP6)</a>. ]]></description>
		<wfw:commentRss>http://morethanmoney.co.za/provisional-tax-tool-for-2010-now-here/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Return &#8211; chapter 5</title>
		<link>http://morethanmoney.co.za/the-return-chapter-5/</link>
		<comments>http://morethanmoney.co.za/the-return-chapter-5/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 13:55:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[business]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Barrydale]]></category>
		<category><![CDATA[interactive novel]]></category>
		<category><![CDATA[market research]]></category>
		<category><![CDATA[The Return]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=448</guid>
		<description><![CDATA[“Robbie, this town has been waiting for someone like you. I mean, we run around on the tennis court to keep the metabolism going, but it’s hardly enough. What we really need is a qualified trainer to keep an eye on us."]]></description>
		<wfw:commentRss>http://morethanmoney.co.za/the-return-chapter-5/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Return &#8211; chapter 4</title>
		<link>http://morethanmoney.co.za/the-return-chapter-4/</link>
		<comments>http://morethanmoney.co.za/the-return-chapter-4/#comments</comments>
		<pubDate>Sun, 29 Nov 2009 08:48:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Self-actualisation]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Barrydale]]></category>
		<category><![CDATA[capital]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[The Return]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=438</guid>
		<description><![CDATA[Bob really wants to be part of Robbie’s next venture in a way that will not make Robbie feel that he’s taking over. He waits until Rose and Angela disappear into the kitchen before he makes his proposal. “Son, I have no idea what your resources look like, but if you need some financing]]></description>
		<wfw:commentRss>http://morethanmoney.co.za/the-return-chapter-4/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Return &#8211; chapter 3</title>
		<link>http://morethanmoney.co.za/the-return-chapter-3/</link>
		<comments>http://morethanmoney.co.za/the-return-chapter-3/#comments</comments>
		<pubDate>Sat, 21 Nov 2009 15:46:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Self-actualisation]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Barrydale]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[The Return]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=421</guid>
		<description><![CDATA[When the road forks, we are often only concerned with what lies in the different directions, forgetting to first establish what lies within us. Goals are extremely helpful and will help you to speed up your decision-making along the way. ]]></description>
		<wfw:commentRss>http://morethanmoney.co.za/the-return-chapter-3/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Return &#8211; chapter 2</title>
		<link>http://morethanmoney.co.za/the-return-chapter-2/</link>
		<comments>http://morethanmoney.co.za/the-return-chapter-2/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 11:39:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[business]]></category>
		<category><![CDATA[Barrydale]]></category>
		<category><![CDATA[health business]]></category>
		<category><![CDATA[market research]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=408</guid>
		<description><![CDATA[A few blocks from Angela’s place, the gallery sports a fresh coat of paint and some striking landscape art in its garden, and across the road a few men are defying the scorching sun to build what looks like more tourist accommodation. Perhaps these people are the only fools who have not yet heard that the world economy has screeched to a halt. ]]></description>
		<wfw:commentRss>http://morethanmoney.co.za/the-return-chapter-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Return: an interactive novel &#8211; Chapter 1</title>
		<link>http://morethanmoney.co.za/the-return-an-interactive-novel-chapter-1/</link>
		<comments>http://morethanmoney.co.za/the-return-an-interactive-novel-chapter-1/#comments</comments>
		<pubDate>Sun, 25 Oct 2009 13:23:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Self-actualisation]]></category>
		<category><![CDATA[Self-employment]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Barrydale]]></category>
		<category><![CDATA[interactive novel]]></category>
		<category><![CDATA[Montagu]]></category>
		<category><![CDATA[R62]]></category>
		<category><![CDATA[The Return]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=391</guid>
		<description><![CDATA[A month ago, when the news broke that The Gym would be closing down due to tough economic times, his initial reaction was to panic. Then he remembered how restless he had been feeling lately. Does he really want to be an employee for the rest of his life? Is there not something else that he could do that would have a greater impact on other people’s lives? When he started studying bio-kinetics years ago he never realised he’d end up in a gym explaining to people why they have to pay for replacement membership cards. All he wanted was to be in a sporty environment with other people who also wanted to stay fit and healthy.]]></description>
		<wfw:commentRss>http://morethanmoney.co.za/the-return-an-interactive-novel-chapter-1/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Client satisfaction, increased sales</title>
		<link>http://morethanmoney.co.za/client-satisfaction-increased-sales/</link>
		<comments>http://morethanmoney.co.za/client-satisfaction-increased-sales/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 15:14:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[business]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[brand strategy]]></category>
		<category><![CDATA[client satisfaction]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[Mike Said]]></category>
		<category><![CDATA[sales]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=348</guid>
		<description><![CDATA[What do bottomless coffee, a public love affair and a digital camera in the bathroom have in common? They are all examples of the type of low-cost strategies that <a href="http://brandstrategy.co.za/">Mike Said</a> uses to step up sales.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are the performance figures lying?</title>
		<link>http://morethanmoney.co.za/are-the-performance-figures-lying/</link>
		<comments>http://morethanmoney.co.za/are-the-performance-figures-lying/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 11:55:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Money matters]]></category>
		<category><![CDATA[internal rate of return]]></category>
		<category><![CDATA[investment returns]]></category>
		<category><![CDATA[IRR]]></category>
		<category><![CDATA[performance figures]]></category>

		<guid isPermaLink="false">http://morethanmoney.co.za/?p=344</guid>
		<description><![CDATA[Does it sometimes feel like you’ve earned less on your investment than the figures quoted by the insurer or the investment company? Chances are good that you did actually earn a different rate from the published return.]]></description>
		<wfw:commentRss>http://morethanmoney.co.za/are-the-performance-figures-lying/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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